Account

Before you choose your investments, you'll need to decide where to put them. In other words, you’ll need to pick an account.

An account is where you hold and manage your investments. At AJ Bell, we offer an ISA, Lifetime ISA, SIPP and Dealing Account, as well as a Junior ISA and Junior SIPP that let you invest for children.

Each account has its own key features, rules and tax treatment. So you’ll need to consider which might be best for you and your investing goals.

You might see certain accounts (such as an ISA or SIPP) also referred to as ‘wrappers’ or ‘tax wrappers’.

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Popular terms

Lump sum and death benefit allowance

This is a limit on the total tax-free lump sums that can be paid from your pensions both in your...

Lump sum allowance

When you access your pension, you can usually take up to 25% of the value tax-free. The lump sum allowance...

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...