First-time buyer

You qualify as a first-time buyer if you‘ve never owned a home in the UK or the rest of the world – that includes any home you’ve inherited, or owned with someone else.

More on buying a home with a Lifetime ISA

Popular terms

Lump sum and death benefit allowance

This is a limit on the total tax-free lump sums that can be paid from your pensions both in your...

Lump sum allowance

When you access your pension, you can usually take up to 25% of the value tax-free. The lump sum allowance...

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...