Instant access account

A cash savings account that lets you withdraw money whenever you need it. You can save as little or as much as you want each month, and it may or may not pay interest.

More on our Cash savings hub

Popular terms

Lump sum and death benefit allowance

This is a limit on the total tax-free lump sums that can be paid from your pensions both in your...

Lump sum allowance

When you access your pension, you can usually take up to 25% of the value tax-free. The lump sum allowance...

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...