NCI

‘National Client Identifier’. All of our customers need to give us an NCI, because we’re required to report this information to the regulator when you buy or sell certain types of investments.

For UK nationals, your NCI will be your National Insurance Number. If you’re not a UK national, this table will help you find out what information you'll need to provide instead.

Popular terms

Lump sum and death benefit allowance

This is a limit on the total tax-free lump sums that can be paid from your pensions both in your...

Lump sum allowance

When you access your pension, you can usually take up to 25% of the value tax-free. The lump sum allowance...

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...