Risk

The balance of the uncertainty of an investment. A high-risk investment generally aims to achieve a high rate of return, but there’s also a higher chance that if things go wrong you could lose all the money you invested. Keep in mind that there’s not always a direct relationship between risk and reward.

Different types of investment sit in different places on the risk scale. For example, shares are generally considered higher risk, while bonds are considered lower risk.

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Lump sum and death benefit allowance

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Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...