Uncrystallised
Describes any pension savings you haven’t accessed yet. You need to access (crystallise) these funds before you can take income from them.See also crystallised funds.
More on Pensions and retirementPopular terms
Lump sum and death benefit allowance
This is a limit on the total tax-free lump sums that can be paid from your pensions both in your...
Lump sum allowance
When you access your pension, you can usually take up to 25% of the value tax-free. The lump sum allowance...
Ready-made pension
A simple, low-cost pension where you choose from four AJ Bell fund options.
Money paid in is automatically invested...